There are several factors to consider when searching for mobile homes for sale Mesa AZ. Factors like home design, location, lender, etc will be considered. With the right information, you can find a home that’s most suitable for you.
Meanwhile, here are some tips to help you with your purchase.
Table of Contents
Plan Your Budget
Before approaching any dealership, there are a few preparations you have to make, which include deciding how much you can afford to spend on a home. Depending on your income, you may be able to afford only certain styles and sizes of homes. According to financial experts, your home shouldn’t cost more than thirty percent of your income. This includes the cost of maintenance, insurance, and taxes.
Get Financing Early
Suppose you will need financing for your home. It’s better to start the process earlier. Many mortgage companies are now flexible with their lending requirements to accommodate mobile homes. This has made it easier to receive financing for mobile homes in the past few years. However, it may take a longer time to process. Some mortgage companies may take a minimum of 21 days to complete the process if you have all the necessary documentation ready.
Since it takes more time to get financing for a mobile home than a traditional home, it’s best to start before you actively begin looking for a home. If you don’t, it is likely you may lose the home to someone else who is ready to buy the home.
Consider The Features of The Home
Just like the traditional home style, mobile homes are available in various styles and designs, so it’s up to you to decide which features are most important to you. For instance, would you prefer certain types of flooring or roofing, is space your primary concern? Or do you care to have certain facilities in the home? Considering every feature that would make your home comfortable for you would guide you toward making the right choice and avoiding any regrets in the future.
Consider Making Upgrades
You may not be lucky enough to find all the features you need in your home, although you may find one that is close enough. With a few upgrades, you may be able to improve the home to your taste. Also, certain upgrades increase the durability of the home as well as improve its resale value.
Some upgrades you may be considered include
- Shingle roofing
- Real wood flooring
- Exterior sheathing
- Insulation
- Vinyl siding, etc
Inspect The Home
This is very important when buying a home. With all the effort and money you’ll be investing, you would want to be assured that the house is in good shape. You can have an inspector assess the house for you. There are potential faults that can result in major damages that you may not notice before making the purchase. An inspection would save you so much stress and put your mind at ease.
Transportation And Installation Options
After you have closed the deal on the home, the next thing you will need to think about is how to transport and install the home, alongside other finishing touches. Most dealerships often work with a trucking company, but it’s still important for you to assess the company. If you’re not satisfied with their services, you can hire a trucking company you trust. Most issues with mobile homes are caused by careless transportation and faulty installation. So, to ensure that your home arrives safely, use a reputable trucking company.
Insurance And Warranty
Some insurance companies do not offer insurance for mobile homes. Find out if the dealership you’re patronizing is insured. Also, find out if they offer any warranty for their home. It’s best to work with a dealership that has insurance and offers a warranty.
Don’t Settle For Less
Before you seal a deal on a mobile home, make sure it is what you want. If you experience cold feet along the way, it’s better to back down than proceed with the process. In the long run, you would wish you hadn’t. In most instances, when people settle for homes, it never ends well; they would only notice one fault or the other that would leave them weary at the end. A home can be a long-term investment, so never settle for less.
Buying a mobile home can be one of the best experiences of your life. Considering the factors listed above would only help make the experience more pleasant for you.
