Death can strike when we least expect it. The truth is, the majority of us would rather ignore not thinking about losing a loved one because it is a pain we cannot imagine. But we have to because death is a reality that is bound to happen.
When it happens, it is better to be prepared to spare your loved ones the expensive funeral costs at such a difficult mourning period-this is why you need burial insurance with no waiting period.
Learn more about personalized burial insurance plans that are right for you.
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What Is Burial Insurance?
Burial insurance is a life assurance policy that enables individuals to pay premiums to cover funeral costs, burial or interment, and other associated costs in the eventual death.
We all want efficiency and speedy processes. Here’s how you can get your burial insurance without a waiting period:
1)Contact Your Insurer
Getting your burial insurance is just a dial away. You don’t have to walk into an insurance firm to make applications or inquiries with digitization. Just pick your phone and conveniently contact an insurer. Expect a wide range of essential questions from the insurer and patiently answer them. The questions are tailored to assess your health needs hence determining the burial insurance policy that is well suitable for you.
2) Make Your Application
So, you’ve talked with your insurer and agreed on the ideal burial insurance with no waiting period. What next? You need to fill out an application form. Here, you can choose to log into the insurer’s website or, better yet, have them fill the application for you over the call. What’s more- there are no prerequisites such as physical examinations or exams. You can then await your application feedback, which should take somewhere between hours but not more than 7 days.
3) Get Your Burial Insurance Policy
Congratulations on your successful application. Now, what is left is for your insurer to process the application. How long should I wait? Don’t worry- you should receive your burial insurance policy within a few weeks after the application. Usually, you will get a call to notify you that the policy has been mailed to you. Make sure you go through it keenly to understand better what you just signed yourself into.
4) Begin Praying for Your Policy
Your burial insurance policy is a payment plan for your funeral expenses in the event of your death. At this point, you have agreed with your insurer on the amount you need to pay. Whether you choose to pay your premiums monthly or annually is a decision you can make based on your preferences. The vital thing to know is that your policy is legally binding; therefore, you need to pay your scheduled premiums for continued coverage and efficient pay-up after death.
Do You Have Your Burial Insurance?
Grieving the departure of our loved ones is already difficult enough, so why not make it a little easier for them to mourn you without worrying about planning the funeral details. Get burial insurance without a waiting period today to cover your funeral expenses in your eventual death.
